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Not basing this on anything, just throwing it out there. It could be that Fergie wanted to send him on loan to a PL side and QPR were the best choice and/or were the only ones that promised to give him lots of game time.
If that were the case than I believe that would be reason enough to outweigh the "stability" as you put it, in other teams.
Going to QPR was mainly Fabio's decision wasn't it? He had an offer from Benfica as well I think and his mother(?) spoke in good terms about that club saying he was going there on loan.